Welcome to 2Refinance

The business of 2Refinance is to assist clients in reducing the monthly repayment on their vehicle or vehicles.


It is a well known fact that your vehicle is not an asset but a liability. Most vehicle owners will trade in their current vehicle on another model before the end of the finance term.

So in short you will save a lot of money monthly by refinancing your current vehicle.


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2Refinance only uses accredited banks to facilitate the Refinance of your vehicle. It is 100% legal.


We also assist in private to private vehicle sales - ask us how, it is very simple.

We will finance the residual value on your vehicle.
Use our free online general calculator

Make use of the current low interest rate and save BIG.

2refinance is a product division of Prosperoh, based in South Africa.

Example 1 - Reduce Instalment & Interest
Car finance

2008 Corsa - Paid R100 000-00

  • Finance 2 years ago over 72 months @ 16% interest
  • Monthly Instalment = R2450-00

Refinance now over 72 months @ 12% interest
Monthly instalment = R1580-00

Example 2
bakkie finance

2008 Isuzu 3.0 D4D D/cab
Paid R200 000-00

  • Finance 2 years ago over 72 months @ 16% interest
  • Monthly Instalment = R4650-00

Refinance now over 72 months @ 12% interest for same amount
Monthly instalment = R2950-00